All government schemes of 2026 in one place

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Central & state schemes — PM Kisan, Ayushman Bharat, Kanya Sumangala, Mudra Loan and more. Full details with official apply links.

90Government schemes
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Government Schemes

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🌾Central

PM Kisan Samman Nidhi

प्रधानमंत्री किसान सम्मान निधि

Benefit: ₹6,000 / year
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🏥Central

Ayushman Bharat (PM-JAY)

आयुष्मान भारत प्रधानमंत्री जन आरोग्य योजना

Benefit: ₹5 lakh / family / year
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🏠Central

Pradhan Mantri Awas Yojana

प्रधानमंत्री आवास योजना (शहरी + ग्रामीण)

Benefit: ₹1.20 – 2.50 lakh support
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💼Central

PM Mudra Loan (PMMY)

प्रधानमंत्री मुद्रा योजना

Benefit: Loan up to ₹20 lakh
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💳Central

Kisan Credit Card (KCC)

किसान क्रेडिट कार्ड

Benefit: Up to ₹5 lakh, interest just 4%
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🌧️Central

PM Fasal Bima Yojana

प्रधानमंत्री फसल बीमा योजना

Benefit: Insurance payout on crop loss
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👧Central

Sukanya Samriddhi Yojana

सुकन्या समृद्धि योजना

Benefit: 8.2% annual interest (tax-free)
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👴Central

Atal Pension Yojana

अटल पेंशन योजना

Benefit: ₹1,000 – 5,000 / month pension
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🔥Central

PM Ujjwala Yojana 2.0

प्रधानमंत्री उज्ज्वला योजना

Benefit: Free LPG connection
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🪪Central

e-Shram Card

ई-श्रम कार्ड

Benefit: ₹2 lakh accident insurance
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🛡️Central

PM Suraksha Bima Yojana

प्रधानमंत्री सुरक्षा बीमा योजना

Benefit: ₹2 lakh cover, ₹20/year
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❤️Central

PM Jeevan Jyoti Bima Yojana

प्रधानमंत्री जीवन ज्योति बीमा योजना

Benefit: ₹2 lakh life insurance
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🤱Central

PM Matru Vandana Yojana

प्रधानमंत्री मातृ वंदना योजना

Benefit: Up to ₹11,000 support
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🔨Central

PM Vishwakarma Yojana

प्रधानमंत्री विश्वकर्मा योजना

Benefit: Loan up to ₹3 lakh + training
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🛒Central

PM SVANidhi

पीएम स्वनिधि योजना

Benefit: Working capital up to ₹50,000
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🎓Central

National Scholarship Portal

राष्ट्रीय छात्रवृत्ति पोर्टल

Benefit: Various scholarships
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🛠️Central

Skill India (PMKVY)

प्रधानमंत्री कौशल विकास योजना

Benefit: Free skill training + certificate
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🏦Central

PM Jan Dhan Yojana

प्रधानमंत्री जन धन योजना

Benefit: Zero-balance account + benefits
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👧Uttar Pradesh

Mukhyamantri Kanya Sumangala Yojana

मुख्यमंत्री कन्या सुमंगला योजना

Benefit: ₹25,000 (in 6 instalments)
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🧓Uttar Pradesh

UP Pension (SSPY)

उत्तर प्रदेश पेंशन योजना (वृद्धा/विधवा/दिव्यांग)

Benefit: ₹1,000 / month
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📚Uttar Pradesh

Mukhyamantri Abhyudaya Yojana

मुख्यमंत्री अभ्युदय योजना

Benefit: Free competitive-exam coaching
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👧Bihar

Mukhyamantri Kanya Utthan Yojana

मुख्यमंत्री कन्या उत्थान योजना

Benefit: Inter ₹25,000 · Graduation ₹50,000
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💳Bihar

Bihar Student Credit Card

बिहार स्टूडेंट क्रेडिट कार्ड

Benefit: Education loan up to ₹4 lakh
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💼Bihar

Mukhyamantri Udyami Yojana

मुख्यमंत्री उद्यमी योजना

Benefit: ₹10 lakh (₹5 lakh grant)
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🧓Bihar

Mukhyamantri Vridhjan Pension Yojana

मुख्यमंत्री वृद्धजन पेंशन योजना

Benefit: ₹400–500 / month
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☀️Central

PM Surya Ghar Muft Bijli Yojana

पीएम सूर्य घर मुफ्त बिजली योजना

Benefit: Up to ₹78,000 subsidy + 300 free units
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🌞Central

PM-KUSUM Yojana

पीएम-कुसुम योजना (किसान सोलर)

Benefit: ~60% subsidy on solar pumps
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💼Central

Stand-Up India

स्टैंड-अप इंडिया

Benefit: ₹10 lakh – ₹1 crore loan
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🎓Central

PM Vidyalaxmi

पीएम विद्यालक्ष्मी योजना

Benefit: Collateral-free education loan
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👩Maharashtra

Mukhyamantri Majhi Ladki Bahin Yojana

मुख्यमंत्री माझी लाडकी बहीण योजना

Benefit: ₹1,500 / month
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🚜Maharashtra

Namo Shetkari Mahasanman Nidhi

नमो शेतकरी महासन्मान निधी

Benefit: ₹6,000 / year (on top of PM Kisan)
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🏥Maharashtra

Mahatma Jyotirao Phule Jan Arogya Yojana

महात्मा ज्योतिराव फुले जन आरोग्य योजना

Benefit: ₹5 lakh / family / year
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👧Maharashtra

Lek Ladki Yojana

लेक लाडकी योजना

Benefit: ₹1,01,000 (in 5 instalments)
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👩Madhya Pradesh

Mukhyamantri Ladli Behna Yojana

मुख्यमंत्री लाडली बहना योजना

Benefit: ₹1,500 / month
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👧Madhya Pradesh

Ladli Laxmi Yojana

लाडली लक्ष्मी योजना

Benefit: ₹1,43,000 (in stages)
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🚜Madhya Pradesh

Mukhyamantri Kisan Kalyan Yojana

मुख्यमंत्री किसान कल्याण योजना

Benefit: ₹4,000 / year (PM Kisan + = ₹10,000)
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🛠️Madhya Pradesh

Mukhyamantri Seekho Kamao Yojana

मुख्यमंत्री सीखो कमाओ योजना

Benefit: ₹8,000–10,000 / month stipend
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👩Delhi

Mahila Samriddhi Yojana

महिला समृद्धि योजना

Benefit: ₹2,500 / month
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👧Delhi

Delhi Lakhpati Bitiya Yojana

दिल्ली लखपति बिटिया योजना

Benefit: ₹1.20 lakh (birth to graduation)
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🏥Delhi

Ayushman Bharat (Delhi)

आयुष्मान भारत (दिल्ली)

Benefit: ₹5 lakh (more with state top-up)
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🏥Rajasthan

Mukhyamantri Ayushman Arogya Yojana

मुख्यमंत्री आयुष्मान आरोग्य योजना

Benefit: ₹25 lakh / family / year
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👧Rajasthan

Lado Protsahan Yojana

लाडो प्रोत्साहन योजना

Benefit: ₹1.50 lakh (in stages)
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👩Odisha

Subhadra Yojana

सुभद्रा योजना

Benefit: ₹50,000 (over 5 years)
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🏥Odisha

Gopabandhu Jan Arogya Yojana

गोपबंधु जन आरोग्य योजना

Benefit: ₹5 lakh (+₹5 lakh women)
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👧Gujarat

Namo Lakshmi Yojana

नमो लक्ष्मी योजना

Benefit: ₹50,000 (Classes 9–12)
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👧Gujarat

Vahli Dikri Yojana

वहाली दीकरी योजना

Benefit: ₹1.10 lakh (in stages)
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🏥Gujarat

PMJAY-Mukhyamantri Amrutam (MA)

PMJAY-मुख्यमंत्री अमृतम (MA)

Benefit: Up to ₹10 lakh / family / year
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🏥Jammu & Kashmir

Ayushman Bharat SEHAT

आयुष्मान भारत सेहत

Benefit: ₹5 lakh / family / year (universal)
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👧Jammu & Kashmir

Ladli Beti Scheme

लाडली बेटी योजना

Benefit: 14-year deposit → matures at 21
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💍Jammu & Kashmir

Marriage Assistance Scheme

विवाह सहायता योजना

Benefit: ₹50,000 (for marriage)
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👩Karnataka

Gruha Lakshmi Yojana

गृह लक्ष्मी योजना

Benefit: ₹2,000 / month
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💡Karnataka

Gruha Jyoti Yojana

गृह ज्योति योजना

Benefit: Free electricity up to 200 units
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🎓Karnataka

Yuva Nidhi Yojana

युवा निधि योजना

Benefit: ₹1,500–3,000 / month (unemployment allowance)
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👩Telangana

Mahalakshmi Scheme

महालक्ष्मी योजना

Benefit: Free bus + ₹500 gas cylinder
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🚜Telangana

Rythu Bharosa

रायतु भरोसा

Benefit: ₹12,000 / acre / year
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🏥Telangana

Rajiv Aarogyasri

राजीव आरोग्यश्री

Benefit: Up to ₹10 lakh / family / year
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👩Andhra Pradesh

Thalliki Vandanam

तल्लिकी वंदनम

Benefit: ₹15,000 / year per child
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🚜Andhra Pradesh

Annadata Sukhibhava

अन्नदाता सुखीभव

Benefit: ₹20,000 / year (incl. PM Kisan)
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👩Jharkhand

Mukhyamantri Maiya Samman Yojana

मुख्यमंत्री मंईयां सम्मान योजना

Benefit: ₹2,500 / month
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🏠Jharkhand

Abua Awas Yojana

अबुआ आवास योजना

Benefit: House support (~₹2 lakh)
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👩Chhattisgarh

Mahtari Vandan Yojana

महतारी वंदन योजना

Benefit: ₹1,000 / month
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🚜Chhattisgarh

Krishak Unnati Yojana

कृषक उन्नति योजना

Benefit: MSP + bonus on paddy (per acre)
View full details →
💡Punjab

Punjab Free Electricity (300 Units)

पंजाब मुफ्त बिजली (300 यूनिट)

Benefit: Free electricity up to 300 units/month
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🏥Punjab

Aam Aadmi Clinic

आम आदमी क्लीनिक

Benefit: Free treatment, medicines & tests
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💍Punjab

Ashirwad Scheme

आशीर्वाद योजना

Benefit: ₹51,000 (for daughter's marriage)
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🧓Haryana

Old Age Samman Pension

वृद्धावस्था सम्मान पेंशन

Benefit: ₹3,200 / month
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👩Haryana

Deen Dayal Lado Lakshmi Yojana

दीन दयाल लाडो लक्ष्मी योजना

Benefit: ₹2,100 / month
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🏥Haryana

Chirayu Haryana (Ayushman)

चिरायु हरियाणा (आयुष्मान)

Benefit: ₹5 lakh / family / year
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👩Uttarakhand

Mukhyamantri Mahalakshmi Kit Yojana

मुख्यमंत्री महालक्ष्मी किट योजना

Benefit: Mahalakshmi kit for mother & girl
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👩Uttarakhand

Lakhpati Didi Yojana

लखपति दीदी योजना

Benefit: ₹1 lakh+ annual income goal for SHG women
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👩Himachal Pradesh

Indira Gandhi Pyari Behna Sukh Samman Nidhi

इंदिरा गांधी प्यारी बहना सुख सम्मान निधि

Benefit: ₹1,500 / month
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🧒Himachal Pradesh

Mukhya Mantri Sukhashray Yojana

मुख्यमंत्री सुखाश्रय योजना

Benefit: Full care for orphan/destitute children
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👩West Bengal

Annapurna Bhandar Yojana

अन्नपूर्णा भंडार योजना

Benefit: ₹3,000 / month
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👧West Bengal

Kanyashree Prakalpa

कन्याश्री प्रकल्प

Benefit: ₹1,000/year + ₹25,000 one-time
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🏥West Bengal

Swasthya Sathi

स्वास्थ्य साथी

Benefit: ₹5 lakh / family / year
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👩Tamil Nadu

Kalaignar Magalir Urimai Thogai

कलैगनर मगलिर उरिमई तोगई

Benefit: ₹1,000 / month
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🎓Tamil Nadu

Pudhumai Penn Scheme

पुधुमई पेण्ण योजना

Benefit: ₹1,000 / month (to girl students)
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🏥Tamil Nadu

CM Comprehensive Health Insurance (CMCHIS)

मुख्यमंत्री समग्र स्वास्थ्य बीमा (CMCHIS)

Benefit: Up to ₹5 lakh / family
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🧓Kerala

Kerala Social Security Pension

केरल सामाजिक सुरक्षा पेंशन

Benefit: ₹1,600 / month
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🏥Kerala

Karunya Arogya Suraksha Padhathi (KASP)

करुण्या आरोग्य सुरक्षा पधति (KASP)

Benefit: ₹5 lakh / family / year
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🏠Kerala

LIFE Mission (Housing)

LIFE मिशन (आवास)

Benefit: Pucca house for homeless/landless poor
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👩Assam

Orunodoi Scheme

ओरुनोदोई योजना

Benefit: ₹1,250 / month
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🎓Assam

Mukhya Mantri Nijut Moina

मुख्यमंत्री निजुत मोइना

Benefit: ₹1,000–2,500 / month (to girl students)
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💼Assam

Mukhyamantri Mahila Udyamita Abhiyan (MMUA)

मुख्यमंत्री महिला उद्यमिता अभियान

Benefit: ₹10,000 seed capital (more to follow)
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👩Goa

Griha Aadhar Scheme

गृह आधार योजना

Benefit: ₹1,500 / month
View full details →
👧Goa

Goa Laadli Laxmi Scheme

गोवा लाडली लक्ष्मी योजना

Benefit: ₹1,00,000 (for marriage)
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🏥Meghalaya

Megha Health Insurance Scheme (MHIS)

मेघा स्वास्थ्य बीमा योजना (MHIS)

Benefit: ₹5.3 lakh / family / year (universal)
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💼Mizoram

Bana Kaih Scheme

बाना काइह योजना

Benefit: Interest-free loan up to ₹50 lakh + crop MSP
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👧Arunachal Pradesh

Dulari Kanya Scheme

दुलारी कन्या योजना

Benefit: ₹50,000 (fixed deposit for the girl)
View full details →
🏥Arunachal Pradesh

CM Arogya Arunachal Yojana (CMAAY)

मुख्यमंत्री आरोग्य अरुणाचल योजना (CMAAY)

Benefit: ₹5 lakh / family / year
View full details →
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